The terms and conditions mentioned below are an agreement between Emeraldslending.com (hereinafter “Website,” “Site,” “Company,” “We,” “Us,” “Our”) and user (“You” or “Your”) governing the use of this website. By using this site, you indicate that you have read, understood, and agreed to the Terms & Conditions and Privacy Policy of Emeraldslending.com. Do not use this Site or seek its services if you do not agree to the Website's Terms & Conditions or Privacy Policy.
Services
Emeraldslending.com is neither a lender nor a loan broker. It aims to link You with potential lenders who may be able to provide you with a loan. The Site makes no guarantees about whether or not you will be given a loan or on the amount of the loan. The information you submit on your request form may be shared with many lenders in an attempt to locate one that can provide you with a loan.
To use our services, you must provide some personal information, which may include, but is not limited to, your first and last name, date of birth, mobile telephone number, physical address, Social Security number, driver's license number, email address, employment information, active military information, information about home ownership, frequency and amount of paychecks, and bank account information. This information will be used to try to match you with a lender who can provide you with a loan. By submitting your information to this Site, you agree to be contacted by Us, third-party lenders, and marketers about loans and associated products and services.
After you submit your information, it will be examined by third-party lenders to see whether you satisfy their standards for a short-term loan. Your personal information may be used by lenders to verify your identification and run a credit check through a credit bureau. Your permission to have your information used in these ways is implied by submitting your information. If you are determined to be qualified for a loan, you will be led to a new page containing lender information or a third-party site to complete the transaction.
We do not guarantee that the loan offer You receive is the best available. The product, pricing, rates, fees, availability, or any other conditions of a lender's loan products are not guaranteed by this Website. We highly advise You to shop around for the best rates and conditions for your financial circumstances. Emeraldslending.com is unaffiliated with any loan arrangement you could make with a lender. Your lender's privacy policy, terms, and conditions, as well as other rules, control your dealings with them. If you have any questions or concerns, please contact your lender directly.
Telephone Consumer Protection Act Compliance
By submitting your information to this Site, you are granting your express written agreement under the Telephone Consumer Protection Act to receive telemarketing calls, text messages, and other communications from this Website, its lenders, and marketers as defined by the TCPA.
Use Permission
The Website grants You permission to use this Site for personal and non-commercial purposes only, to the extent authorized by law. All other uses, including but not limited to replication, copying, reproduction, sale, resale, use, access, or additional exploitation of any material from this Site, are expressly prohibited.
Intellectual Property Rights
This Site's content is protected by copyright laws in the United States and other countries. As a result, Your use of this Site and the services provided by this Company grants You no intellectual property rights. Our explicit consent is required for any usage of the Site's content. All logos, trademarks, and service marks (collectively referred to as "Trademarks") shown on this Site are registered and unregistered Trademarks of Emeraldslending.com.
Disclaimer of Warranties
ALL INFORMATION, CONTENT, PRODUCTS, AND SERVICES ON THIS WEBSITE ARE PROVIDED "AS IS," AND YOU USE THEM AT YOUR OWN RISK. THE COMPANY DISCLAIMS ANY WARRANTY, EXPRESSED OR IMPLIED, REGARDING THIS SITE, INCLUDING, BUT NOT LIMITED TO, INFORMATION, CONTENT, PRODUCTS, AND SERVICES. THE COMPANY MAKES NO WARRANTY REGARDING THE RESULTS AND EFFECTIVENESS OF THIS SITE OR ANY OF ITS INFORMATION, CONTENT, PRODUCTS, OR SERVICES. THE COMPANY MAKES NO GUARANTEES THAT SERVICES WILL BE TIMELY, UNINTERRUPTED, SECURE, OR ERROR-FREE. NO GUARANTEES ARE MADE REGARDING FUNCTIONALITY OR DEFECTS IN THE OPERATION OF SERVICES OR RELATED SOFTWARE OR THAT ERRORS, IF ANY, WILL BE CORRECTED. THE COMPANY ALSO DOES NOT GUARANTEE, WARRANT, OR REPRESENT THAT THIRD-PARTY SERVICES WILL MEET YOUR REQUIREMENTS OR BE TIMELY, UNINTERRUPTED, SECURE, OR ERROR-FREE. NO GUARANTEES ARE MADE REGARDING FUNCTIONALITY OR DEFECTS IN THE OPERATION OF THIRD-PARTY SERVICES OR RELATED SOFTWARE, OR THAT ERRORS WILL BE CORRECTED.
Limitation of Liabilities
THE COMPANY SHALL NOT BE HELD LIABLE OR RESPONSIBLE FOR DIRECT, INDIRECT, EXEMPLARY, CONSEQUENTIAL, INCIDENTAL, PUNITIVE, OR SPECIAL DAMAGE RESULTING FROM YOUR USE AND/OR ACCESS TO THE COMPANY’S SITE OR SERVICES. THE FULL AND TOTAL LIABILITY, AS PERMITTED BY LAW, OF THE COMPANY FOR CLAIMS RESULTING FROM YOUR USE AND/ OR ACCESS TO THE COMPANY’S SITE OR SERVICES – WHETHER IN WARRANTY, CONTRACT, STRICT LIABILITY, TORT, OR OTHERWISE – IS LIMITED TO THE AMOUNT PAID TO THE COMPANY BY THE THIRD-PARTY LENDER WHO PURCHASED YOUR LOAN INQUIRY FORM INFORMATION.
Links to Third Parties
You follow third-party links provided on this Site at your own risk. The Website does not encourage or support any of the items or services accessible via third-party links on this Site. These links are provided for your convenience and reference. Emeraldslending.com is not liable for any content, information, software, or other items made accessible on third-party websites.
Transactions with Third Parties
Dealings with third parties resulting from your use of the Site are at your own risk. Any transactions between You and other parties are not Our responsibility. This Company will not be held liable for any interactions with third parties, whether or not such interactions are the consequence of your use of the Site.
Disputes and Resolution
Any dispute arising from or connected to your use or access to this Site and its services is governed by the laws of the state of California. Disputes shall be resolved exclusively and finally via arbitration in Los Angeles in accordance with the commercial arbitration rules of the American Arbitration Association in force at the time of the dispute. The arbitrator has the ability and authority to award damages related to a Dispute that do not exceed real compensatory damages and do not double actual losses or award consequential, exemplary, or punitive penalties. Furthermore, each party irrevocably waives any claim related to it. Any award must be final. An arbitration agreement should not be interpreted as an agreement to consolidate or combine an arbitration under this agreement with an arbitration of any non-claims party's or disputes, regardless of the nature of the disputes.
According to these Terms, all disagreements between You and this Company shall be handled through arbitration. As a result, you waive your right to assert or defend your rights, as well as your right to go to court. You also waive your right to participate in or initiate a class-action lawsuit. Your applicable rights will be determined by impartial arbitrators rather than by a court of law, judge, or jury. You agree to these limits and terms by using the Company's Site and services. If the arbitration provisions included herein become unenforceable or inapplicable, or in the case of a lawsuit between You and this Site, You agree that the federal and state courts in California will have exclusive jurisdiction over this and any litigation. You further agree that any action, cause, or claim arising from your use of the Site or the Company's services must be brought within one (1) year of the occurrence of the action, cause, or claim, or it will be eternally barred.
Indemnification
Use of this Site constitutes your agreement to hold the Company harmless from any and all liability, expenses, loss, damages, actions, suits, claims, and proceedings, including reasonable attorneys' fees and relevant costs, arising from or related to any cause of action, allegation, claim, or involving, without limitation, your use of the Site or unauthorized or unlawful use of the Site and/or the Company's services.
Entire Agreement
These Terms & Conditions comprise the entire agreement between You and the Site.
Modification
The Website has the right to change its Terms & Conditions and add new terms or conditions at any time without prior notification to You. All changes and additions take effect instantly. If You do not agree with any changed or new term(s) or condition(s), simply stop using the Site and its services.
Severability; Non-Waiver
Any failure on the part of the Website to enforce these Terms and Conditions does not imply our right to do so in the future. If any of the Terms and Conditions are found to be unlawful, invalid, or unenforceable, those terms and conditions will be null and void, and the other terms and conditions will continue in full force and effect.